Do you have any thoughts of closing your ICICI Bank account? The procedure for cancelling a bank account might be a little difficult, whether you're shifting or changing to a new bank. To make the process of closing an ICICI Bank account as easy as possible by guiding you through it.
Opening a bank account can be a straightforward process if you have all the necessary information and documents.
Here is a step-by-step guide to help you close your ICICI Bank account:
You must have the necessary documents on ready before closing your ICICI Bank account: a copy of your PAN card, a copy of your address proof, and your ICICI Bank account number (such as a utility bill or passport).
You can submit a written request to close your ICICI Bank account by visiting the nearest ICICI Bank branch or by mailing a request to the bank's head office. In the written request, you will need to provide your account details, the reason for closing the account, and your contact information.
Before your ICICI Bank account can be closed, you will need to clear any outstanding balance in the account. This includes any outstanding loan or credit card balances, as well as any unpaid fees or charges.
If you have any linked accounts or services, such as a savings account or a fixed deposit, you will need to close them separately. You will also need to inform the bank if you have any recurring transactions like ECS or standing instructions linked to your account.
Once your written request and necessary documents have been received and processed, ICICI Bank will send you a confirmation of account closure. Its a process of 7-10 days. Its almost done within this span of time.
Once the account is closed, you will need to collect the balance and other important documents like the account closure letter, passbook and cheque book.
It's important to note that while following the above steps, you should also check if there are any other charges associated with closing the ICICI bank account. Some banks may charge a fee for account closure. Also, you should keep the account closure letter and other important documents safe for future reference